Before You Retire: What Are You Really Building Toward? 🏁

#WealthWednesday #FinanceInsight

TL;DR: Don’t just save for retirement—build toward purpose. Instead of piling cash, design assets and income streams that let you live, give, and serve well for the long haul.

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“The good leave an inheritance to their children’s children, but the sinner’s wealth is stored up for the righteous.” — Proverbs 13:22 (NIV)

God’s vision for wealth goes beyond our comfort. It includes impact — for generations. Retirement isn’t a finish line in Scripture. It’s a new chapter in fruitfulness, stewardship, and legacy.

Let’s Talk Retirement (But Make It Purposeful)

For years, I chased early retirement. The dream? No boss, lots of time, and passive income rolling in while I sip something cool by the beach (oh, yes!).

But somewhere along the way, I realized:
✔ Purpose is more fulfilling than endless rest.
✔ Work aligned with calling is worth doing forever.
✔ Retirement isn’t a biblical goal—fruitfulness is.

As Myron Golden says...

True success isn’t just hitting a dollar goal — it’s discovering, developing, and deploying yourself for purpose.

And as Leonard Mcharo wisely put it...

Don’t just save up a big lump sum—build assets that pay you monthly passive income. Let them fund your children’s higher education first, then your retirement.

Genius. This flips the script. It’s not about escape. It’s about design.

My Top 3 Financial Goals Before Retirement:

1. Generate enough passive income to meet our needs, live our calling, and bless others generously—without fear or burnout.

2. Co-create purpose-aligned assets I can stay engaged in beyond traditional work life. Not just “retire”—redeploy.

3. Solve for long-term essentials like health, housing, and education — starting with university for our children, and using that milestone to test if our systems are truly sustainable.

Because if what we’ve built can cover higher education through passive income — it can likely cover retirement too.

A Simple Checklist to Reflect On: What are you building toward?

✅ Do you know how much passive income would fund your needs + purpose?
✅ Are your current assets (businesses, skills, property, IP) aligned with long-term calling?
✅ Could your systems fund your child’s higher education before you retire?
✅ Have you accounted for essentials (healthcare, housing, education) post-retirement?
✅ Are you saving or building systems that generate value even if you slow down?
✅ Is your “retirement” plan just escape… or mission?

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Action Step

Take 10–15 minutes this week to sketch your top 3 financial goals before retirement. Ask: Are these goals preparing me for rest… or readiness?

Then, help us learn from you 👇

📣 What’s something you’ve learned—or think is crucial—to accomplish financially before you retire?

Drop a comment or reply so others can be blessed by your wisdom, perspective, or even mistakes.

Let’s build toward purpose, not just pension.