Financially a Teen: Lessons Beyond the Degree 🎓

#WealthWednesday #FinanceInsight

TL;DR: Your college degree might be framed, but your financial learning should stay in motion. From books to games to money dates, here’s how I’ve been sharpening my money mindset this season—and why it’s worth growing together, not just alone.

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“Let the wise listen and add to their learning, and let the discerning get guidance.” — Proverbs 1:5 (NIV)

Degrees are great. But wisdom isn’t a one-time certificate; it’s a lifetime subscription. In the Bible, wisdom is described as something we pursue continuously, not something we graduate from. It reminds us that even the wise should keep learning. That includes our approach to money, which isn’t static—it changes as life does.

How I’ve Been Growing (Financially and Otherwise)

Here are a few recent ways I’ve invested in financial learning:

• Couples & Money Course¹ – My wife and I took this online course to get aligned financially. Because it's tough to win as a team if only one of you knows the playbook.

• Book Club for Two – We started reading financial books together and discussing them during our money dates. It’s been eye-opening—and sometimes hilarious. (Pro tip: don’t read budgeting books hungry.)

• Solo Reading – I'm also reading finance-related books on my own, either to solve current needs or stretch my thinking.

• Listening & Learning – I tune in to podcasts and interviews, especially from voices in our local context. Hearing real-life journeys adds nuance and relevance.

• Cashflow Game Days² – We've played the Cashflow game recently—both as a couple and with our children. It’s a fun, low-risk way to talk about high-stakes ideas like income, expenses, and investing.

One Lesson Stands Out

Financial knowledge has many lanes, but two stand out:

1. Making money (earning, investing, multiplying)

2. Managing money (budgeting, stewarding, decision-making)

You can be strong in one and struggling in the other. That can shift with life stages, season changes, or family needs. Which is why continuing to invest in your financial knowledge is important. Just like muscles, if you don’t stretch them, you lose them.

Even better when you grow in sync with your spouse or close circle. It helps make the knowledge stick, and the strategy solid.

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Action Step: Pick Your Next Financial Growth Move

Here’s a simple checklist to help you reflect and act:

☐ Take a short course (alone or with a partner)
☐ Start a book club or reading challenge
☐ Subscribe to a money podcast or video series
☐ Play a financial game like Cashflow with family or friends
☐ Review your current goals and spot any gaps
☐ Journal a recent money win, mistake, or mindset shift
☐ Ask: Am I growing more in earning or managing right now?

Choose just one this month and build a habit from there. Learning doesn’t need to be long to be lasting.

Stay faithful. Keep learning.

Related Posts

1. Couples, Cash and Calling: A Journey to Financial Oneness

2. Cashflow and Kingdom Stewardship